using System;

public class BankAccount{

  // automatic generation of private instance variables

  public BankAccount(string owner, decimal balance){
    this.Owner = owner; 
    this.Balance = balance; 
  }

  public string Owner {get; set;}

  public decimal Balance {get; set;}

  public override string ToString(){
    return  Owner  + "'s account holds " +  Balance  + " kroner";
  }
}